Optimed

Basic insurance based on a health network (GE, VD, FR)

Optimed insurance model is a cost-effective alternative to standard insurance. It provides access to a network of general practitioners in the cantons of Geneva and Vaud. You choose a doctor listed in the network and consult this doctor first in all medical matters.

PRINCIPLES
  • When signing up to the insurance, I choose a general practitioner among the doctors listed in my network.
  • I consult this doctor first in all medical matters (except in an emergency or in cases specified in the terms and conditions of insurance).
  • This doctor will provide medical care or refer me to the relevant specialist or medical facilities.
COMMENTS
  • I can sign up to Optimed insurance only if I live in the cantons of Geneva, Vaud or Fribourg.
  • The available health networks can be found in Documents for download 
DEDUCTIBLES

Available Deductibles

The ordinary deductible is CHF 300 for adults and CHF 0 for children.
I can reduce my premium by increasing my deductible.

  • Savings: I save up to 22% on my insurance premium.
  • Trust: my general practitioner provides primary care and coordinates follow-up treatment efficiently.
  • Quality: the health networks organise quality and cost-effectiveness circles for member doctors and issue best practice recommendations.
Calculate your insurance premium online
  • Our online offers system allows you to rapidly calculate your premium, without any obligation on your part. If you accept the offer, simply print it out and send us the proposal form duly signed.

  • Calculate my premium in the online offers system

Request advice
  • By phone

  • 0800 808 848
    08.00 – 18.00 (Monday to Friday, except public holidays)

  • Meet an adviser at home

  • Form to request a contact

Your most frequently asked questions

When you join a health network, you choose your general practitioner from the list corresponding to the chosen network. You should always consult this doctor first. If necessary, this doctor will refer you to an appropriate specialist.
 
By opting for a health network system, you benefit from high quality medical attention and help contain health costs. This responsible behaviour will allow you to benefit from a discount on your insurance premium!

The nutritionist must send us a coverage request together with the medical prescription, either by post to:
Groupe Mutuel, Rue des Cèdres 5, P.O. Box, 1919 Martigny
or by email to: prestations@groupemutuel.ch.
We will assess our contribution to costs based on your insurance plan and request.

No. If you have opted for the health network system, you must choose a doctor from the list of doctors in the network. These lists are available on our website :
BasicPlus
Réseau Optimed
Réseau de soins (GE/FR)

In accordance with Article 3 of the Swiss Federal Health Insurance Law (LAMal/KVG), any person residing in Switzerland is obliged to take out health insurance within three months of birth or taking up residence in Switzerland. If a person does not sign up for insurance, the cantonal or communal authorities will register that person automatically.

See all FAQs
Groupe Mutuel

Rue des Cèdres 5 Case postale, 1919 Martigny    |    +41 0848.803.111