Standard

Freedom in choosing your basic insurance

Standard model provides the freedom you require: it both allows you to choose your preferred doctor in all medical matters and covers the standard benefits according to the Swiss Federal Law on Health Insurance (LAMal/KVG).

PRINCIPLES
  • I am covered for the benefits according to LAMal/KVG in case of illness, maternity or accident (except if covered by compulsory accident insurance).
  • I can contact the doctor of my choice in all medical matters.
  • I can reduce my premium by increasing my deductible.
COMMENTS
  • I enjoy freedom of choice.
DEDUCTIBLES

Available Deductibles

The ordinary deductible is CHF 300 for adults and CHF 0 for children.
I can reduce my premium by increasing my deductible.

  • Freedom: I am free to choose my doctor in all medical matters.
Calculate your insurance premium online
  • Our online offers system allows you to rapidly calculate your premium, without any obligation on your part. If you accept the offer, simply print it out and send us the proposal form duly signed.

  • Calculate my premium in the online offers system

Request advice
  • By phone

  • 0800 808 848
    08.00 – 18.00 (Monday to Friday, except public holidays)

  • Meet an adviser at home

  • Form to request a contact

Your most frequently asked questions

In accordance with Article 3 of the Swiss Federal Health Insurance Law (LAMal/KVG), any person residing in Switzerland is obliged to take out health insurance within three months of birth or taking up residence in Switzerland. If a person does not sign up for insurance, the cantonal or communal authorities will register that person automatically.

If your doctor is a certified general practitioner, according to the Swiss Medical Association (FMH), you may consult the doctor directly. This rule also applies to specialists, unless it is specified in your contract that you need to go through your family doctor.

You have a postal account:
Complete and send us the “Direct Debit” form , by which you authorise us to debit directly your postal account for the various amounts due to us.
You have a bank account:
Complete our online form and we will send you an LSV form. Please return it to us duly certified by your bank.
We will not be able to change the method of collection of future invoices until we have received your authorisation. In the meantime, you may still receive invoices. If this is the case, please pay them as before.

See all FAQs
Groupe Mutuel

Rue des Cèdres 5 Case postale, 1919 Martigny    |    +41 0848.803.111