SafetyPro

Accident insurance for self-employed workers

Child care, housekeeping or even transport costs: the economic consequences of being hospitalised can be far-reaching. H Capital guarantees the payment of a lump-sum amount for compensation of expenses related to your hospitalisation in Switzerland or abroad.

PRINCIPLES
  • I am covered in the event of a workplace or non-workplace accident.
  • I define my coverage according to my requirements: I can choose a basic module and add different options.
  • I benefit from several products within one single product: treatment costs, daily allowance in the event of incapacity for work and/or hospitalisation, lump-sum amount in the event of disability, lump-sum amount in the event of death.
  • I am covered worldwide
  • This insurance is open to persons under 64 years.
Main benefits

BASIC MODULE “Treatment costs”

  • Hospitalisation costs in a semi-private or private ward (according to the level of comfort chosen by the insured person)
  • Alternative medicine therapies
  • Transport and search costs
  • Daily allowance of CHF 50 for hiring a household help

BASIC MODULE “Daily allowance in the event of incapacity for work”

  • The insured person is free to choose an amount according to his/her requirements

OPTIONAL MODULES

  • Daily allowance in the event of hospitalisation
  • Lump-sum amount in the event of disability
  • Lump-sum amount in the event of death
SafetyPro insurance for workplace and non-workplace accidents: treatment costs, daily allowance in the event of incapacity for work and hospitalisation, lump-sum amount in the event of disability, lump-sum amount in the event of death
  • Security: I benefit from a comprehensive coverage for workplace and non-workplace accidents. SafetyPro fills the gaps in my basic coverage.
  • Simplicity: I sign up to one single product and can enjoy a number of benefits in the event of an accident.

Your most frequently asked questions

Accident coverage is compulsory in Switzerland. Accidents must be covered either by the insured person’s employer or by the basic health insurance (compulsory health insurance) if the insured person does not have an employer.

If you are covered against accidents through your employer’s LAA/UVG insurance, you can exclude this coverage from your basic health insurance (compulsory health insurance) for the month following your online suspension request.
If you wish to add the accident risk to your compulsory health insurance, fill in the online form to add the accident risk. The change will be effective on the first day of the month following your request.

As soon as a loss occurs, the insured person must notify the appropriate insurer of the loss. Please print the LAMal/LCA accident report form, complete all sections and return it to the address indicated on the form.   
In the event of a dental accident, you must have your dentist complete a dental accident report, in addition to the accident report.

See all FAQs
Groupe Mutuel

Rue des Cèdres 5 Case postale, 1919 Martigny    |    +41 0848.803.111