Fondation Collective Groupe Mutuel

Gains are paid out in the form of interest on insured persons' retirement assets.

No shareholder receives dividends or has an influence on decisions.

Sustainable and responsible investment policy

• Monitoring by an independent external company (annual review of shares held): no major controversies found in 2022.
• Main improvements noted in 2022:
  • The overall rating is “green” (A on a scale of A+ to D). GMP is better ranked than its benchmark, rated at B+.
  • GMP's carbon footprint has further improved, with emissions reduced by 16% compared to 2021, which brings the total reduction to 50% since 2020. GMP's carbon footprint has a better rating than its benchmark, with a gap of 42% compared to the benchmark.
  • Exposure to fossil fuels has decreased by 19% in 2022 to 1.3% of the portfolio. 50% of this exposure is classified as "in transition", meaning that the companies concerned have set and agreed emission reduction targets.
  • The real estate segment has been included in the ESG Charter since 2022.
• Partnerships:
  • Voting rights at companies' general meetings: application of the Ethos Foundation recommendations for Swiss shares
  • Commitments to foreign companies: cooperation with the ISS Engagement Pool to influence the climate policy of certain companies
  • Quarterly portfolio monitoring: partnership with the company Canopia to monitor GMP's ESG criteria
  • Real estate: partnership with the company Signaterre to take into account the quality of the buildings held by GMP and to plan the necessary energy renovations