Comparison table

Plan based on legal requirements - Customised plan

Occupational pension plan based on legal requirements
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Customised occupational pension plan
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Maximum salary

CHF 84,600

Possibility to remove the ceiling on the salary up to 10 x the annual LPP/BVG salary

Retirement benefits

Accumulated old-age capital, with interest, multiplied by the conversion rate

Accumulated old-age capital, with interest, multiplied by the conversion rate

Legal savings rate

Higher savings rates possible

Disability benefits

Estimated old-age capital, without interest, multiplied by the conversion rate

Percentage of insured salary

Disabled person's child’s pension:
20% of disability pension

Disabled person's child’s pension:
percentage of insured salary

Payment up to age 18, or 25 if the child is still in training

Child’s pension extended up to age 20

Death benefits

Spouse’s pension: 
60% of disability pension

Spouse’s pension:
percentage of insured salary

-

Lump-sum death benefit

Orphan's pension: 20% of spouse’s pension

Orphan’s pension:
percentage of insured salary

Doubled pension for a child who has lost both parents

Repurchase

Standard repurchase contributions, within legal limits

Possibility to make top-up payments when the insured employee has exhausted the standard repurchase options

Groupe Mutuel

Rue des Cèdres 5 Case postale, 1919 Martigny    |    +41 0848.803.111