What insurance do you need as a self-employed person?
Accident insurance: SafetyPro
As a self-employed person, you are not subject to compulsory accident insurance (LAA/UVG). You must therefore take out insurance yourself against workplace and non-workplace accidents.
SafetyPro is a comprehensive accident insurance solution for the self-employed. It completes the compulsory accident coverage that is part of basic health coverage.
Find out more about SafetyPro and its comprehensive accident benefits below.
Coverage for incapacity for work, disability, old-age: Challenge
You are not subject to the Federal Law on Occupational Benefits (LPP/BVG). You must therefore take out your own coverage against the following risks:
- incapacity for work in the event of illness or accident
Challenge is a solution that helps the self-employed avoid insurance gaps. It allows you to benefit from:
- daily allowance insurance in the event of illness or accident
- life insurance against death and/or disability risks
- a savings supplement for your retirement
Discover Challenge and its three levels of coverage.