Health insurance premiums are approved each year by the Federal Office of Public Health (FOPH) and announced by the federal councillor in charge of Health matters. Groupe Mutuel is determined to contain the rising costs of healthcare and offers several alternative models to the standard basic health insurance, in order to help you save money. Premium amounts are personal and depend on several factors, such as the age and place of residence of the insured person. To find out how much the insurance premium will be for you and your family members, you can estimate the amount using our online premium calculator.
Calculate your insurance premium
Calculate your insurance premium online
Thanks to our online premium calculator, you can estimate the costs of basic and supplemental insurance for yourself and your family members. Compare insurance models, view your personal monthly premium and choose your coverage. You may create your own tailor-made offer and receive it by mail or by post, but you can also take out insurance directly online.
How do I calculate my insurance premium online?
Go to the Groupe Mutuel premium calculator, fill in the requested information and follow the procedure. When the premium is calculated, the simulation of the monthly premium and the comparison between products will remain completely anonymous. The requested information is used only to calculate accurately the premium amount.
What possibilities are offered by the online premium calculator?
Whether you are looking for insurance or just want to find out about existing insurance plans, Groupe Mutuel's premium calculator is an online tool that offers many possibilities for choosing your insurance:
Estimate my premium
By entering your age, gender and place of residence, you will be able to check the exact amount of your premium for each basic and supplemental insurance model. Therefore, you will know how much you will have to pay and avoid unpleasant surprises.
Compare insurance models
The different models and levels of coverage have an impact on the amount of the insurance premium. On our premium calculator, you may change the settings or change models and follow the trends of monthly premiums. This will allow you to find the most cost-effective combination of benefits according to your requirements.
Cover my needs
All Groupe Mutuel basic and supplemental health insurance models are available on the premium calculator. We suggest that you enter your specific needs, so that we can offer you customised supplemental insurance.
Create my offer
Once you have found the most suitable coverage and the most attractive premium, you can convert your selection into an insurance offer. You can then draw up your own personalised contract, directly online and without any obligation.
Receive my offer
Once you have created your customised offer, you can ask to receive it by email or by post. Do you miss human contact? Would you like to have a specialist's opinion on your insurance? We can also forward your offer to an adviser, who will make an appointment with you for a meeting at your home or a telephone call.
Take out insurance online
Have you drawn up an insurance offer that suits your needs and don't want to waste any more time? Groupe Mutuel's premium calculator allows you to conclude the insurance policy directly online. The total amount of your monthly premium will be communicated to you when you create your offer, so that you can sign your contract with all information at hand.
The advantages of the premium calculator
Plan your budget more easily
With the premium calculator you are able to calculate the total monthly insurance premiums for you and your family. You can therefore anticipate your household expenses and easily adjust your coverage to your needs.
Reduce unpleasant surprises
By estimating your insurance premium for next year, you will avoid surprises and know exactly how much you will have to pay for insurance for your whole household.
Take out an insurance policy when you need it
With the premium calculator, you can create your offer on your own and when you need it. You can take out insurance quickly and save yourself a lot of paperwork.
We have made it easier to compare and choose insurance
By comparing the different models and levels of coverage, it is easier to make a choice and you can immediately view your monthly premium for your preferred options.
How are premiums calculated?
The calculation of premiums is based on the situation of the person to be insured and on the forecast of health costs’ trends. The data is then cross-referenced to calculate an amount that should cover all the health expenses of the insured persons. Premium amounts are then submitted to the FOPH, which decides whether to approve or modify them.
How can I reduce my insurance premiums?
Help to reduce rising health costs
By choosing an alternative model to basic health insurance, you are also contributing to containing rising health costs. As a reward for your commitment, we will grant you a discount on your insurance premiums.
Increase my deductible
By increasing your deductible, you also increase your contribution to your medical costs. Your premium will be directly affected by this decision: the more you increase your deductible, the lower your premium will be.
Save money on supplemental insurance
Combined supplemental insurance is more cost-effective than if you take out different supplemental insurance plans. Go to our advice page to find out how to save on your supplemental insurance.
Do you have any questions? Contact us!
You are insured with Groupe Mutuel and you have questions about your 2023 premiums or your contract changes? Our advisors will assist you from Monday to Friday, from 8:00 a.m. to 8:00 p.m., and on Saturday, from 8:00 a.m. to 12:00 p.m. Contact us by phone on our dedicated line for policyholders (free number) or by e-mail using our form.
0800 808 088