Health insurance is compulsory in Switzerland. It is governed by the Swiss Federal Law on Compulsory Healthcare (LAMal/KVG). Logically, all basic health insurance solutions provide the same basic coverage (legally binding). It is the way they operate and their premium amounts that set them apart.
Examples of legally binding coverage:
- outpatient treatment delivered by doctors and chiropractors,
- legally recognised medicines and laboratory tests prescribed by doctors,
- hospital treatment in the general category in the insured person’s canton of residence