Why take out prenatal insurance?
- Your baby will be automatically insured before birth, with no restrictions and no medical questionnaire
- You pay NOTHING before your baby is born
- Less administrative tasks after the birth
- Your future baby can be covered for hospital insurance - semi-private or private, whatever your child's state of health
Prenatal insurance? "Baby protected! Parents reassured!"
Basic insurance for your future child: What you need to choose
Insurance model
Standard model with free choice of doctor or one of our four alternative models. You get to choose.
Deductible
Between CHF 0 and CHF 600, in increments of CHF 100. For a baby, we recommend a deductible of CHF 0.
Supplemental insurance: which one to choose?
Dentaire plus, level 2:
This supplementary child insurance covers 75% (max. CHF 3,000/year) of the treatment costs. And it is offered for the first year if you take out prenatal insurance!
Acrobat:
Accident insurance specifically designed for children that takes over where basic insurance ends.
Mundo:
Your baby is 100% protected in case of illness or accident abroad (max. CHF 100,000/year)
By your side to protect Baby, with plenty of benefits to boot!
Personalized adviceThe Club: many guaranteed offers!
The little extra:
A free gift for Baby's birth, sent directly to your home!
Attractive discounts for families
Families with three or more children can enjoy a 25% discount on the monthly premium for the basic insurance of all their children.
With our alternative basic insurance models, you can also benefit from reduced premiums.
Take out the same supplemental insurance as your child and get a discount on your child's premium (valid for certain types of insurance).
Savings insurance for children
VariaInvest Kids
The savings solution that offers you security, returns, and flexibility
The basic coverage in the event of death or disability of the co-insured adult provides that Groupe Mutuel will take over the payment of premiums in the event of hardship, thus ensuring the payment of the savings capital at maturity.
Frequent questions
Yes, you can insure your baby at any age. However, we recommend that you take out insurance before birth.
This will ensure that your baby is automatically protected from birth and benefits from a number of supplemental insurance plans free of charge for three years.
Yes, on our site you can calculate your baby's prenatal insurance premium and choose the insurance plan that best suits you and your child.
Our insurance advisors will be happy to help you find the best insurance combination for your child and tailor it accordingly.
