I’m ill - what should I do?

The steps to take if you fall ill depend on your personal situation and insurance model.
This page provides a clear overview to help you identify the appropriate first point of contact and access care quickly and efficiently.

Aperçu application Espace client

Who is my first point of contact?

Points of contact
based on my insurance model

PrimaFlex

Points of contact
  • check

    Partner pharmacy

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    Telemedicine

  • check

    Ada symptom checker

  • check

    Family doctor

OptiMed

Points of contact
  • Partner pharmacy

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    Telemedicine

  • Ada symptom checker

  • check

    Family doctor

SanaTel

Points of contact
  • Partner pharmacy

  • check

    Telemedicine

  • check

    Ada symptom checker

  • Family doctor

PrimaCare

Points of contact
  • Partner pharmacy

  • Telemedicine

  • Ada symptom checker

  • check

    Family doctor

Standard model

How does it work?

Quick consultation without an appointment

Partner pharmacy

Available 24/7

Telemedicine

Personalised assessment and immediate guidance

Ada symptom checker

Trust-based relationship and knowledge of your medical history

Family doctor

How do I consult a specialist?

Emergency or accident

In the event of an emergency or accident, you may consult the doctor of your choice directly. The same applies to specific medical situations, such as pregnancy-related care, ophthalmological, dental and paediatric check-ups and treatments, and the monitoring and treatment of chronic illnesses.

Frequently asked questions
in case of illness

You are not required to consult the first point(s) of contact specified in your insurance policy in certain specific cases (e.g. in an emergency or for consultations with a gynaecologist, eye specialist, etc.).
You will find the complete lists in your special terms and conditions of insurance.

No, specialists do not need to be on a list of approved doctors. However, depending on your alternative insurance model, your general practitioner, our telemedicine partner or your partner pharmacy must make the decision to refer you to a specialist. In these cases, a referral voucher must be sent to us.

Except for specific situations, you are allowed to change general practitioner once a year.
Please let us know the name of your new doctor:

  • easily through your Customer Area
  • by post
  • by email (clients@groupemutuel.ch)
  • Special condition for OptiMed: your new doctor must be on the list of doctors approved by the network.

 

What are the consequences of not using your designated healthcare providers?

If the conditions of the model are not followed unintentionally, we will inform you by letter and remain available to assist you.

However, repeated non-compliance will require a transfer to the Standard basic insurance model.  In this case, you will lose your premium discount but will regain unrestricted choice of doctor, with no specific conditions to follow.