Find your own solution
You can choose the option that best suits your needs from four alternative basic insurance models. Each of these models has its advantages, and each offers you the opportunity to save on premiums.
Find out now how you can adjust your basic insurance to your needs and save on your healthcare costs.
You can choose the option that best suits your needs from four alternative basic insurance models. Each of these models has its advantages, and each offers you the opportunity to save on premiums.
You are free to choose your first point of contact (pharmacy, telemedicine, or family doctor) and benefit from exclusive prevention benefits.
Upon admission, you are free to choose the doctor who you will consult first.
You call the telemedicine partner before undertaking any further treatment.
You choose a general practitioner in the list of partner networks and always consult this doctor first.
To do this, you can increase the proportion of healthcare costs that you pay for yourself:
The following discounts are available for the different deductibles:
Example: If you increase your deductible from CHF 1000 to CHF 2500, you can secure an annual reduction of up to CHF 1050 on your premium.
Change your fund within Groupe Mutuel
Groupe Mutuel includes six health insurance providers, all of which work independently. This means that their premiums, which are updated annually, are also different.
Depending on your situation, you may be able to reduce your costs by switching funds within Groupe Mutuel as of 1 January 2024.
Help with payment for premiums for basic insurance (subsidies)
Sometimes your health insurance premiums may place a heavy burden on your household budget. In this case, your canton of residence may provide financial support.
Avoid the risk of double insurance
Are you returning to work or starting out in your professional life? If you work for your employer for more than eight hours per week, your employer must provide insurance coverage for you for occupational and non-occupational accidents. In this case, remember to exclude your accident cover from your compulsory basic insurance.
Easily adjust your insurance premium to meet your needs – directly in your customer area.
Read moreYou are insured with Groupe Mutuel and you have questions about your 2024 premiums or your contract changes? Our advisors will assist you from Monday to Friday, from 8:00 a.m. to 7:00 p.m. Contact us by phone on our dedicated line for policyholders (free number) or by e-mail using our form.
0800 808 088
You can use our form to contact us by email at any time.
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