The ordinary deductible is CHF 300 for adults and CHF 0 for children.
I can reduce my premium by increasing my deductible.
OptiMed insurance model is a cost-effective alternative to standard insurance. It provides access to networks of general practitioners. You choose a doctor from the OptiMed list and consult this doctor first in all medical matters.
Our online offers system allows you to rapidly calculate your premium, without any obligation on your part. If you accept the offer, simply print it out and send us the proposal form duly signed.
0800 808 848 (freephone number)
08.00 – 18.00 from Monday to Friday, except on public holidays
This insurance product is available at the following Groupe Mutuel health insurers:
When you join a health network model, you choose your general practitioner from the list corresponding to the chosen model (OptiMed). You will need to consult this doctor first in the event of a medical problem. If necessary, the doctor will refer you to a suitable specialist.
By opting for a health network system, you will benefit from high quality medical care and help to contain rising health costs. This will allow you to benefit from a discount on your insurance premium!
The compulsory insurance (AOS/OKP) covers a maximum of six nutritional advice sessions per medical prescription. If additional sessions are required, the prescription can be renewed.
Yes, anyone legally resident in Switzerland must take out compulsory health insurance within three months of taking up residence or being born. If the person in question does not sign up on their own or if they are not signed up by their legal representative within this period, they will be automatically registered by the canton or commune of residence.
In the event of an unjustifiable delay in signing up to the insurance, interest on arrears will be charged by the insurer.