Activity reports

You can find here the various activity reports of Groupe Mutuel our pension funds and the member health insurers of Groupe Mutuel.

Activity Report 2023

A positive year overall

Groupe Mutuel can be proud of its commercial success and look back on 2023 as a positive year overall. More than 63,000 new customers decided to take out insurance with Groupe Mutuel. After 67,500 new policyholders last year, this is a second consecutive success.

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Activity Report 2022

2022: a year between brightness and shadow

The year 2022 leaves behind a strange aftertaste for Groupe Mutuel. Bittersweet, but also sweet and sour. A taste that is difficult to describe. In short, mixed results for a year of contrasts.
But let us start with the best part. For the first time in years, we have achieved commercial success, since no more than 67,500 new customers have joined us for basic insurance. Therefore, we are delighted to have exceeded one million insured persons for compulsory health insurance. Yet, at the same time, the financial losses are significant. They are essentially due to the collapse of the financial markets combined with a further sharp rise in health costs: + 6,3% in 2021 and + 3% in 2022. These two factors have significantly affected the finances of Groupe Mutuel.

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Activity Report 2021

“There is nothing permanent except change.”

The two-year health crisis and the Russia-Ukraine war are cruel reminders of this famous quote by the Greek philosopher Heraclitus of Ephesus. In 2021, Groupe Mutuel underwent a number of changes as part of an in-depth transformation that began as early as seven years ago. “Our aim is to gradually move from being a spectator to becoming a committed player in the market. For us, 2021 will remain a year of change marked by the pandemic”, said Karin Perraudin, President of Groupe Mutuel. “Health costs increased significantly in 2021, by around 7%. This is much higher than expected and shows that the cost-cutting measures taken by our political authorities are still not sufficient”, regretted Thomas Boyer, CEO of Groupe Mutuel. Despite this, Groupe Mutuel’s financial position remains solid.

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Member health insurers of Groupe Mutuel

Annual reports 2020

Activity Report 2020

For Groupe Mutuel Holding SA, the 2020 financial year was, of course, affected by the COVID-19 pandemic that has changed our lives. “In these troubled times, the financial results for 2020 are somewhat anecdotal, but they remain balanced for basic health insurance and on the rise for supplemental insurance. They have even increased significantly for the corporate sector, where we are once again able to strengthen our market shares”, noted with satisfaction Karin Perraudin, President of Groupe Mutuel. 

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Member health insurers of Groupe Mutuel

Annual reports 2020

Activity Report 2019

“The 2019 financial results are very positive and allow us to redistribute an amount of CHF 100 million to our policyholders. In this time of pandemic and crisis, a positive financial result as well as solid reserves are a token of security for the entire Swiss health system and for our insured persons. Sound finances make it possible for us to strengthen the company’s positioning. Whereas reserves must comply with legal requirements and allow us to meet our financial commitments in case of exceptional events such as the COVID-19”, explained Thomas Boyer, CEO of Groupe Mutuel.

Annnual report 2015 Activity Report 2019 - PDF (5 MB)

Member health insurers of Groupe Mutuel

Annual reports 2019

Activity Report 2018

Activity Report 2018

Groupe Mutuel

Strong results for Groupe Mutuel

“The 2018 financial results are very positive. They serve to increase the company’s financial stability, including by allowing it to reach the level of reserves required for our various insurers in terms of compulsory health insurance. These solid financial foundations allow us to face the long term with confidence”, said Paul Rabaglia, CEO of Groupe Mutuel. The turnover of Groupe Mutuel Holding SA is over CHF 5.6 billion and the consolidated income statements show earnings of CHF 308 million. The corporate insurance sector is continuing its strong growth.

Annnual report 2015 Activity Report 2018 - pdf (5 MB)

Member health insurers of Groupe Mutuel

Annual reports 2018

Groupe Mutuel

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