Activity reports

You can find here the various activity reports of Groupe Mutuel our pension funds and the member health insurers of Groupe Mutuel.

2025

2024

2023

2022

2021

Activity and financial report 2025

Solid consolidated profit in 2025 despite the challenges facing the healthcare system

Groupe Mutuel closed the 2025 financial year with a consolidated profit of CHF 115 million, confirming the success of our strategy, our business model and our ability to combine economic performance with social responsibility. Despite a loss of 44,000 insured persons in basic health insurance, there has been an almost perfect balance in the number of insured persons over the last four years. Thanks, in particular, to a proven diversification strategy, Groupe Mutuel has 1.315 million individual customers in health and pension provision.

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Activity and financial report 2024

Strong earnings despite the challenges facing the healthcare system

Groupe Mutuel ended 2024 with strong earnings of CHF 29 million, allowing it to look to the future with greater peace of mind and to meet the many challenges facing the healthcare system.  Despite a loss of 77,000 insured persons in basic insurance, for an average gain of 50,000 customers over three years, Groupe Mutuel reported growth in all other business areas.

Find all Groupe Mutuel reports online, on our dedicated website.

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Member health insurers of Groupe Mutuel

Annual reports 2024

Activity Report 2022

2022: a year between brightness and shadow

The year 2022 leaves behind a strange aftertaste for Groupe Mutuel. Bittersweet, but also sweet and sour. A taste that is difficult to describe. In short, mixed results for a year of contrasts.
But let us start with the best part. For the first time in years, we have achieved commercial success, since no more than 67,500 new customers have joined us for basic insurance. Therefore, we are delighted to have exceeded one million insured persons for compulsory health insurance. Yet, at the same time, the financial losses are significant. They are essentially due to the collapse of the financial markets combined with a further sharp rise in health costs: + 6,3% in 2021 and + 3% in 2022. These two factors have significantly affected the finances of Groupe Mutuel.

Member health insurers of Groupe Mutuel

Annual reports 2022

Activity Report 2021

“There is nothing permanent except change.”

The two-year health crisis and the Russia-Ukraine war are cruel reminders of this famous quote by the Greek philosopher Heraclitus of Ephesus. In 2021, Groupe Mutuel underwent a number of changes as part of an in-depth transformation that began as early as seven years ago. “Our aim is to gradually move from being a spectator to becoming a committed player in the market. For us, 2021 will remain a year of change marked by the pandemic”, said Karin Perraudin, President of Groupe Mutuel. “Health costs increased significantly in 2021, by around 7%. This is much higher than expected and shows that the cost-cutting measures taken by our political authorities are still not sufficient”, regretted Thomas Boyer, CEO of Groupe Mutuel. Despite this, Groupe Mutuel’s financial position remains solid.

Member health insurers of Groupe Mutuel

Annual reports 2020

Groupe Mutuel

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