Comparison table
Compulsory / supplemental accident insurance
Maximum insurable salary (per person and per year)
Maximum insurable salary (per person and per year)
CHF 148,200
Maximum LAA/UVG salary of CHF 148,200
Maximum AVS/AHV salary of CHF 500,000
Daily allowance
Daily allowance
Daily allowance covering 80% of the salary, from the 3rd day after the accident
Daily allowance during the legal two-day waiting period
Daily allowance of up to 100% (LAA/UVG salary)
Daily allowance from 80% to 100% (AVS/AHV salary)
Benefits in the event of disability or death
Benefits in the event of disability or death
Disability or survivors' pensions
Lump-sum amount in the event of disability or death
Disability or survivor pension for the salary in excess
Indemnity for loss of integrity and disability allowance
-
-
Plastic surgery expenses
-
Cost of professional rehabilitation
Treatment expenses
Treatment expenses
Outpatient treatment
Transport, travel and rescue costs
Medical aids and appliances
Treatment, transport and medical aids’ expenses, including drugs, tests and alternative medicine, that exceed the benefits covered by LAA/UVG
Hospitalisation
Hospitalisation
Hospital stay in a public ward
Hospital stay in a semi-private or private room
-
Unlimited coverage worldwide
-
Daily hospitalisation allowance in the event of medically necessary and prescribed hospitalisation by a doctor in a hospital or a cure facility (if agreed in the policy)
Assistance
Assistance
Groupe Mutuel Assistance: assistance in the event of an accident in Switzerland and worldwide
Groupe Mutuel Assistance: assistance in the event of an accident in Switzerland and worldwide
Gross negligence and hazardous activities
Gross negligence and hazardous activities
-
Coverage of reductions on LAA/UVG benefits due to gross negligence and hazardous activities on the part of the insured person
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