Daily allowance insurance

The safety net for employees

In the event of incapacity for work following an illness, you will be entitled to your salary for a limited time. If your employer has not taken out group daily allowance insurance, you will be left with no income until the payment of possible occupational benefits (LPP/BVG) or a disability (AI/IV) pension. Our insurance bridges the income gap.


  • When signing up to the insurance, I choose the term of entitlement to benefits as well as the waiting period between the first day of incapacity for work and the payment of benefits. Waiting periods: from 10 to 720 days
  • The allowance is calculated based on my incapacity for work. It is paid in full if my disability level is higher or equal to two thirds.
  • I am covered in case of illness (it is also possible to cover accidents, including for self-employed workers).
  • This insurance is open to persons under 54 years.
Benefits covered
  • Daily allowance
  • Max. CHF 600/day
    Possible term: 365, 730 or 1095 days

  • Flexibility: I am free to choose my level of protection (amount and term of insured benefits).
  • Protection: my loss of income is compensated even in case of partial incapacity for work (minimum 25%).

Request advice

Do you have any questions about daily allowance insurance?
Our insurance advisers are available to answer any questions you may have.

Groupe Mutuel

Rue des Cèdres 5 Case postale, 1919 Martigny    |    +41 0848.803.111