Our solutions for families

Real life is about protecting your loved ones

Groupe Mutuel advantages for your family

Insurance to better protect your loved ones:

  • Basic insurance (AOS/OKP) premiums for children are lower in some Swiss cantons.
  • Exclusive discounts and extended coverage for children with certain supplemental insurance plans.

Family discounts

Groupe Mutuel has always placed great importance on conveying strong values on which to build a successful future. To help those creating our future, we offer families with three or more children a discount on their premiums and do all we can to keep children’s premiums low. Discover how to benefit from our family discounts.

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Maternity

Are you expecting your first child or expanding your family? From a positive pregnancy test to the arrival of your baby, your health needs will have changed. To make the most of this experience, you can adjust your insurance coverage. Discover our advice for every step of your maternity journey.

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Manage your insurance

Real life is all about family! Every day, your family is evolving. It is growing, expanding and changing its configuration: that’s what evolution is all about. So that your insurance keeps up with your day-to-day life, you must manage it appropriately. At Groupe Mutuel, we help you to deal with insurance procedures and to bring together the coverage plans for your family members. Find out how to change your insurance plans easily and at any time.

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Not enough time to view, assess and compare everything? We’ll do it for you.

Take advantage of free and non-binding advice. We will be happy to assess your current coverage and give you tips on how to keep your health costs down.

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Services to make your life easier:

When it comes to taking out insurance for your family, there are many ways to balance individual needs and the family budget. At Groupe Mutuel, we have designed products and services that will make your life easier. Thanks to efficient insurance that is easy to manage, you will have more time to spend with your children.

  • A Customer Area on a computer, tablet or smartphone to manage your family members' insurance online.
  • A 24/7 telemedicine service to contact a doctor in case of a problem or to receive reassurance about your baby's health.
  • Exclusive LeClub offers on everyday products and services, such as sports equipment, family holidays or diapers.

Choose the type of insurance you wish to discover:

What is it and how does it work?

Compulsory health insurance, or basic health insurance, is the insurance that every Swiss citizen is required to have according to the Federal Law on Health Insurance (LAMal/KVG).

  • The advantage? You can choose your insurer and basic health insurance model.
  • The downside? You must include health insurance in your household budget.

Discover all our compulsory health insurance models

Thanks to our various basic health insurance models, you can:

  • Choose the model best suited to each of your family members.
  • Manage all your family’s insurance plans directly in your Customer Area.
  • Take advantage of LeClub offers for each insured person in your household.
  • Benefit from the lowest premiums for children on the market

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What is it and how does it work?

Supplemental insurance is an addition to compulsory insurance. This means this type of insurance provides additional coverage that you cannot find in the services included in the basic health insurance.

For families, certain benefits are important and deserve to be included in their children’s coverage. That's why we offer a wide range of specific supplemental insurance and exclusive benefits.

Dental costs

  • CHF 3,000 per year in the event of illness or accident affecting the teeth,
  • free for children up to three years old.

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Travel and medical treatment abroad

  • CHF 100,000 coverage for accidents or illness abroad,
  • free for children up to three years old.

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Hospitalisation

  • choice of doctor and clinic
  • choice of private or semi-private ward

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Accident

  • accident insurance specially designed for children
  • private ward (one-bed room) included, in the event of hospitalisation following an accident

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What is it and how does it work?

Comprehensive or combined supplemental insurance offers a range of benefits condensed into one single insurance policy. This means that you can benefit from the most popular supplemental insurance plans for a single premium.

The various supplemental and combined insurance plans include different levels of healthcare. Find the one that suits your needs and requirements in order to extend your basic coverage and enjoy the advantages for families.

Global Classic insurance

  • Alternative medicine
  • Visual aids
  • Dental costs
  • Discount on the child premium if a parent is already insured with Global Classic

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First Invest

  • Personal risk insurance for your children
  • Income and premium waiver in the event of death or disability of the adult

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Groupe Mutuel

Rue des Cèdres 5 Case postale, 1919 Martigny    |    +41 0848.803.111