Benefit from comprehensive and generous coverage for outpatient treatment and prevention measures, such as alternative medicine, medicines, fitness and dental care, as well as new benefits for your everyday expenses (sports club/annual ski or swimming pool membership, contraception).
How can Premium help you in your everyday life? Here are a few concrete examples of what is covered by the insurance.
Examples of benefits covered
For the full list of benefits covered, please see the terms and conditions of insurance.
DownloadDo you have any questions about Optimum supplemental insurance? Our insurance advisers are available to answer any questions you may have.
Use our online form to ask to be contacted by an insurance specialist.
Contact us(freephone number)
Monday to Friday from 8.00 to 18.00, except public holidays
Please check the list of sports recognised by Premium insurance, in the section “Documents for download”.
For children up to 18 years old, the coverage for orthodontic treatments amounts to 75% of the invoiced costs, up to a maximum of CHF 3,000 per calendar year.
In addition, 75% of the costs of dental treatments (dental hygiene, fillings in the event of cavities, implants, etc.) are also covered, up to CHF 500 per calendar year, for both children and adults.
Premium covers 50% of the costs of fitness subscriptions, up to a maximum of CHF 500 per calendar year.
