Supplemental health insurance

Care & prevention

Supplemental health insurance Healthcare & prevention, available throughout Switzerland

Main benefits

Glasses
Check-ups
Vaccines
Gynaecological examinations
Restricted and non-reimbursable drugs

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Main benefits

Main benefits of the Start product included
Alternative medicine
Psychotherapy
Care for sick children
Dental treatment
Home help

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Main benefits

Main benefits of the Start and Optimum products included
Prevention and sports activities
Outpatient comfort upgrade
Contraception
Pharmacy advice
Orthodontic treatment

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Type of benefits Benefits	Start	Optimum	Premium
Alternative medicine	Not covered	75% max. CHF 3,000/year (of which max. CHF 500/year for massage sessions)	80% max. CHF 5,000 per three-year period (of which max. CHF 500/year for massage sessions)
Restricted and non-reimbursable drugs	90% max. CHF 100,000/year	90%	90%
Delivery of medicines at home	Coverage of postage costs	Coverage of postage costs	Not covered
Medical glasses and contact lenses	CHF 100/three years (children) CHF 250/five years (adults)	CHF 100/year (children) CHF 250/three years (adults)	CHF 150/year (children) CHF 500/three years (adults)
Surgical vision correction	Not covered	Not covered	90% max. CHF 800
Dental treatment	75% max. CHF 100/year	75% max. CHF 150/year	75% max. CHF 500/year
Orthodontic treatment	Not covered	Not covered	75% max. CHF 3,000/year for insured persons aged 18 and under
Transport costs	75%	90%	90%
Search and rescue	75% max. CHF 50,000/year	90% max. 75,000/year	90% max. CHF 100,000/year
Vaccines	75%	90%	90%
Prevention and sports activities	Not covered	50% max. CHF 200/year	50% max. CHF 500/year (fitness) of which 90% max. CHF 200/year (sports activities and annual subscriptions)*
Convalescence cures and spa treatments	Not covered	90% max. 30 days/year	90% max. 30 days/year
Medical aids	90% max. CHF 500/year	90% max. CHF 2,000/year	90% max. CHF 5,000/year
Mammograms and ultrasounds	90%	90%	90%
Preventive gynaecological examinations	90%	90%	90%
Contraception	Not covered	Not covered	90% max. CHF 500/year
HIV preventive test	90%	90%	90%
Check-ups	90% max. CHF 600/three years	90% max. CHF 1,200/three years	90% max. CHF 1,800/three years
Psychotherapy	90% max. CHF 200/year	90% max. CHF 500/year	90% max. CHF 1,000/year
Scar correction and protruding ears	Not covered	80% max. CHF 3,000/year	Not covered
Home help	Not covered	90% max. CHF 2,500/year, of which max. CHF 250/year for childcare	90% max. CHF 2,500/year
Second opinion	75%	90%	90%
Meals at home following hospitalisation or outpatient surgery	Not covered	CHF 20/day, max. 30 days/year	CHF 20/day, max. 30 days/year
Outpatient comfort upgrade	Not covered	CHF 150/ year	CHF 300/ year
Pharmacy advice	Not covered	Not covered	90%
	Not covered	Not covered	*Max. CHF 500 per year for all prevention and sporting activities.

Other insurance solutions covering healthcare & prevention

Global smart Hospitalisation, Healthcare & prevention and Dental care: Our comprehensive insurance solutions

Main benefits

Shared room
Restricted and non-reimbursable drugs
Glasses
Benefits abroad
Health Promotion

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Main benefits

Level 1 benefits included
Outpatient surgery
Alternative medicine
Dental treatment
Check-ups
Search and rescue

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Main benefits

Level 1 and 2 benefits included
Two-bed room or single room
Home help
Convalescence treatment
Voluntary sterilisation
Care for sick children at home

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Type of benefits Benefits	Global smart, level 1	Global smart, level 2	Global smart, level 3
Hospitalisation	General ward throughout Switzerland	General ward throughout Switzerland	Semi-private or private ward, from the list of hospitals and clinics recognised by the insurer
Alternative medicine	30% max. CHF 1,000/year, of which max. CHF 200/year for massage sessions	60% max. CHF 2,500/year, of which max. CHF 300/year for massage sessions	80% max. CHF 3,000/year, of which max. CHF 500/year for massage sessions
Restricted and non-reimbursable drugs	90% max. CHF 100,000/calendar year	90% max. CHF 125,000/calendar year	90% max. CHF 150,000/calendar year
Medical glasses and contact lenses	CHF 150/three years	CHF 200/three years	CHF 200/three years
Prevention and sports activities	50% max. CHF 200/year	50% max. CHF 200/year	50% max. CHF 200/year
Dental treatment	Not covered	50% max. CHF 2,000/year (children) max. CHF 500/year (adults)	50% max. CHF 2,000/year (children) max. CHF 1,000/year (adults)
Transport costs	90%	90%	90%
Search and rescue	90% max. CHF 50,000/year	90% max. CHF 75,000/year	90% max. CHF 100,000/year
Outpatient surgery	Not covered	CHF 300/year	CHF 600/year
Mammograms and ultrasounds	90%	90%	90%
Preventive gynaecological examinations	90%	90%	90%
HIV preventive test	90%	90%	90%
Medical aids	Not covered	90% max. CHF 1,000/year	90% max. CHF 2,000/year
Convalescence cures and spa treatments	Not covered	50% max. 30 days/year	90% max. 30 days/year
Home help	50% max. CHF 1,500/year	50% max. CHF 1,500/year	90% max. CHF 2,500/year
Care for sick children at home	Not covered	90% max. CHF 250/year	90% max. CHF 300/year
Vaccines	90%	90%	90%
Voluntary sterilisation	Not covered	90% max. CHF 300	90% max. CHF 500
Check-ups	90% up to CHF 1,000/three years	90% up to CHF 1,000/three years	90% up to CHF 1,500/three years
Second opinion	90%	90%	90%

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Care & prevention

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