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Global smart Hospitalisation, Healthcare & prevention and Dental care: Our comprehensive insurance solutions

Main benefits

Shared room
Restricted and non-reimbursable drugs
Glasses
Benefits abroad
Health Promotion

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Main benefits

Level 1 benefits included
Outpatient surgery
Alternative medicine
Dental treatment
Check-ups
Search and rescue

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Main benefits

Level 1 and 2 benefits included
Two-bed room or single room
Home help
Convalescence treatment
Voluntary sterilisation
Care for sick children at home

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Type of benefits Benefits	Global smart, level 1	Global smart, level 2	Global smart, level 3
Hospitalisation	General ward throughout Switzerland	General ward throughout Switzerland	Semi-private or private ward, from the list of hospitals and clinics recognised by the insurer
Alternative medicine	30% max. CHF 1,000/year, of which max. CHF 200/year for massage sessions	60% max. CHF 2,500/year, of which max. CHF 300/year for massage sessions	80% max. CHF 3,000/year, of which max. CHF 500/year for massage sessions
Restricted and non-reimbursable drugs	90% max. CHF 100,000/calendar year	90% max. CHF 125,000/calendar year	90% max. CHF 150,000/calendar year
Medical glasses and contact lenses	CHF 150/three years	CHF 200/three years	CHF 200/three years
Prevention and sports activities	50% max. CHF 200/year	50% max. CHF 200/year	50% max. CHF 200/year
Dental treatment	Not covered	50% max. CHF 2,000/year (children) max. CHF 500/year (adults)	50% max. CHF 2,000/year (children) max. CHF 1,000/year (adults)
Transport costs	90%	90%	90%
Search and rescue	90% max. CHF 50,000/year	90% max. CHF 75,000/year	90% max. CHF 100,000/year
Outpatient surgery	Not covered	CHF 300/year	CHF 600/year
Mammograms and ultrasounds	90%	90%	90%
Preventive gynaecological examinations	90%	90%	90%
HIV preventive test	90%	90%	90%
Medical aids	Not covered	90% max. CHF 1,000/year	90% max. CHF 2,000/year
Convalescence cures and spa treatments	Not covered	50% max. 30 days/year	90% max. 30 days/year
Home help	50% max. CHF 1,500/year	50% max. CHF 1,500/year	90% max. CHF 2,500/year
Care for sick children at home	Not covered	90% max. CHF 250/year	90% max. CHF 300/year
Vaccines	90%	90%	90%
Voluntary sterilisation	Not covered	90% max. CHF 300	90% max. CHF 500
Check-ups	90% up to CHF 1,000/three years	90% up to CHF 1,000/three years	90% up to CHF 1,500/three years
Second opinion	90%	90%	90%

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