Hospitalisation insurance

Supplemental hospitalisation Choose your level of comfort in hospital: general ward, semi-private or private room

Main benefits

Shared room
Public hospitals
Full coverage of childbirth costs
Emergency abroad CHF 500/day

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Main benefits

Level 1 benefits included
Two-bed room
Free choice of doctor
Hospitals and clinics recognised by Groupe Mutuel
Optional deductibles of CHF 1,000 or CHF 3,000

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Main benefits

Level 1 and 2 benefits included
Single room
Emergency abroad up to CHF 3'000/day
CHF 1,200 allowance for home childbirth

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Type of benefits Benefits	HC, level 1	HC, level 2	HC, level 3 and 4
Hospitalisation	General ward	Semi-private ward	Class 3: private ward Class 4: private ward with generous cover for costs incurred abroad
Comfort in hospital	Room with several beds	Room with two beds	Room with one bed
Choice of hospital	Free choice of hospital	Free choice of hospitals and clinics recognised by the insurer	Free choice of hospitals and clinics recognised by the insurer
Choice of doctor in hospital	Free choice of doctor in hospital	Free choice of doctor in hospital	Free choice of doctor in hospital
Coverage in Switzerland	Full coverage of costs	Full coverage of costs	Full coverage of costs
Coverage abroad	CHF 500/day	CHF 1,000/day	Class 3: CHF 1,500/day Class 4: CHF 3,000/day
Childbirth costs	Comprehensive cover for childbirth costs	Comprehensive cover for childbirth costs	Comprehensive cover for childbirth costs
Costs of outpatient or home births	Not covered	Allowance of CHF 800	Allowance of CHF 1,200

H-Bonus Flexibility upon staying in hospital - choose your hospital ward

H-Bonus hospitalisation insurance

Hospital comfort tailored to your needs and preferences

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Main benefits

Shared room
Choice of two-bed room or single room
Hospitals and clinics recognised by Groupe Mutuel

Emergency abroad up to CHF 500 per day
Childbirth costs

Hôpital senior Hospitalisation insurance with no age limit for admission

Main benefits

Shared room
Public hospitals
Emergency abroad CHF 500 per day

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Main benefits

Level 1 and 2 benefits included
Two-bed room
Free choice of doctor
Hospitals and clinics recognised by Groupe Mutuel
Optional deductibles of CHF 2,000 or CHF 5,000

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Main benefits

Level 1, 2 and 3 benefits included
Single room
Emergency abroad up to CHF 1,500 per day

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Type of benefits Benefits	Hôpital senior, level 1 and 2	Hôpital senior, level 3	Hôpital senior, level 4
Hospitalisation	General ward	Semi-private ward, facilities recognised by the insurer	Private ward, facilities recognised by the insurer
Hotel-style comfort	Level 1: Room with two beds Level 2: Room with one bed, facilities on the insurer’s list	Room with two beds	Room with one bed
Coverage in Switzerland	Full coverage of costs	Full coverage of costs	Full coverage of costs
Coverage abroad	CHF 500/day	CHF 1,000/day	CHF 1,500/day
Choice of doctor in hospital	Not covered	Free choice of doctor	Free choice of doctor

H-Capital Financial support to cover unforeseen expenses

H-Capital

Financial security during hospitalisation

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Main benefits

Lump-sum payment in the event of hospitalisation in Switzerland and abroad
11 annual lump sum amounts to choose from

Daily allowance in the event of hospitalisation BH Financial support in the event of hospitalisation

BH daily allowance benefits

Financial peace of mind for every day in hospital

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Main benefits

Daily hospitalisation allowance
Free choice of allowance amount up to CHF 200

Global smart Hospitalisation, Healthcare & prevention and Dental care: Our comprehensive insurance solutions

Main benefits

Shared room
Restricted and non-reimbursable drugs
Glasses
Benefits abroad
Health Promotion

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Main benefits

Level 1 benefits included
Outpatient surgery
Alternative medicine
Dental treatment
Check-ups
Search and rescue

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Main benefits

Level 1 and 2 benefits included
Two-bed room or single room
Home help
Convalescence treatment
Voluntary sterilisation
Care for sick children at home

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Type of benefits Benefits	Global smart, level 1	Global smart, level 2	Global smart, level 3
Hospitalisation	General ward throughout Switzerland	General ward throughout Switzerland	Semi-private or private ward, from the list of hospitals and clinics recognised by the insurer
Alternative medicine	30% max. CHF 1,000/year, of which max. CHF 200/year for massage sessions	60% max. CHF 2,500/year, of which max. CHF 300/year for massage sessions	80% max. CHF 3,000/year, of which max. CHF 500/year for massage sessions
Restricted and non-reimbursable drugs	90% max. CHF 100,000/calendar year	90% max. CHF 125,000/calendar year	90% max. CHF 150,000/calendar year
Medical glasses and contact lenses	CHF 150/three years	CHF 200/three years	CHF 200/three years
Prevention and sports activities	50% max. CHF 200/year	50% max. CHF 200/year	50% max. CHF 200/year
Dental treatment	Not covered	50% max. CHF 2,000/year (children) max. CHF 500/year (adults)	50% max. CHF 2,000/year (children) max. CHF 1,000/year (adults)
Transport costs	90%	90%	90%
Search and rescue	90% max. CHF 50,000/year	90% max. CHF 75,000/year	90% max. CHF 100,000/year
Outpatient surgery	Not covered	CHF 300/year	CHF 600/year
Mammograms and ultrasounds	90%	90%	90%
Preventive gynaecological examinations	90%	90%	90%
HIV preventive test	90%	90%	90%
Medical aids	Not covered	90% max. CHF 1,000/year	90% max. CHF 2,000/year
Convalescence cures and spa treatments	Not covered	50% max. 30 days/year	90% max. 30 days/year
Home help	50% max. CHF 1,500/year	50% max. CHF 1,500/year	90% max. CHF 2,500/year
Care for sick children at home	Not covered	90% max. CHF 250/year	90% max. CHF 300/year
Vaccines	90%	90%	90%
Voluntary sterilisation	Not covered	90% max. CHF 300	90% max. CHF 500
Check-ups	90% up to CHF 1,000/three years	90% up to CHF 1,000/three years	90% up to CHF 1,500/three years
Second opinion	90%	90%	90%

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Hospitalisation insurance

Hospitalisation

HC hospitalisation insurance, level 1

HC hospitalisation insurance, level 2

HC hospitalisation insurance, level 3 and 4

Hôpital senior, level 1 and 2

Hôpital senior, level 3

Hôpital senior, level 4

Other insurance solutions covering hospitalisation

Global smart, level 1

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