Covering expenses related to my pregnancy

Real life is about giving life

Expecting a new arrival? Congratulations! This is a very special time in your life, and you should be getting plenty of care and attention. But this wonderful news has probably also left you with a lot of questions, both medical and financial.

Read our advice on how to find the right insurance for your pregnancy and anticipate your future needs.

What coverage does maternity insurance offer during pregnancy in Switzerland?

Basic health insurance covers the following care:

Check-ups by a doctor: seven check-ups and two ultrasound scans during a pregnancy without complications.
Supplemental check-ups and ultrasound scans during a high-risk pregnancy.
Amniocentesis or chorionic villus sampling for pregnant women over 35 or younger women with a comparable risk.
Blood tests for detecting chromosomal anomalies if testing reveals an increased risk of Down syndrome.
Contribution of CHF 150 towards an individual or group prenatal class given by a midwife.

Which check-ups take place during pregnancy?

A number of different check-ups will take place during your pregnancy. These are scheduled based on the weeks of amenorrhea (WA) – i.e., the number of weeks since the first day of your last period. The seven check-ups and two ultrasound scans scheduled as part of a normal pregnancy are covered by your basic health insurance. They include:

9th WA: The first consultation, during which your gynaecologist will confirm the pregnancy (if necessary, via a blood test) and check everything is going well.
12th–14th WA: Ultrasound to determine due date.
15th–18th WA: Second consultation with blood test, optional vaccinations, and discussion to prepare for the birth.
20th–21st WA: Morphology scan and screening for Down syndrome.
24th–26th WA: Third consultation with blood test, optional vaccination, and discussion to prepare for the birth.
30th–32nd WA: Fourth consultation with blood test and optional vaccination.
34th–36th WA: Fifth consultation with blood test and optional vaccination.
37th–39th WA: Sixth consultation with blood test and optional vaccination.
40th–41st WA: Seventh consultation with blood test and optional vaccination.

Our supplemental insurance plans cover requirements that aren’t included in basic health insurance, allowing you to see a specialist as often as you like to keep track of your baby’s development.

Please do not hesitate to ask one of our advisers
to help you choose your supplemental insurance plan

Supplemental insurance allows you to cover your needs when they are not or only partially covered by the basic health insurance. Discover our range of supplemental insurance solutions and find the coverage that suits your lifestyle.

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It’s important to look after yourself during pregnancy

You’re carrying a new life. And because you’re completely focused on the tiny baby developing at breathtaking speed, it’s only natural to forget about yourself occasionally. During this special time, however, the most important person is actually you!

Your physical and mental wellbeing have a direct impact on your baby. So make sure you rest, relax, and take good care of yourself. Supplemental insurance allows you to enjoy additional benefits, including:

Access to alternative medicine to prepare your body to give birth as comfortably as possible.
Psychotherapy sessions to soothe your mind and prepare you to become a new mother or welcome another child.
Childcare for sick older siblings to make sure you have time to rest.
Access to supplemental pregnancy check-ups for additional peace of mind on your baby’s development.

Discover our supplemental insurance plans for additional support during your pregnancy

Alternative healthcare

Complementary therapies and benefits

Are you interested in therapies based on natural medicine? Discover our supplemental insurance plans, which include treatment and care provided by doctors and therapists, and benefit from alternative medicine that’s good for you and your budget.

Global Classic

The combined solution for families

Global Classic is a combined insurance solution for families. It includes coverage for hospital stays as well as supplemental care. You can complement this with the “Plus” option to cover alternative medicine and a number of preventive healthcare measures.

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Travelling while pregnant

Mundo supplemental insurance provides you with comprehensive coverage on holidays and trips around the globe. It includes annual coverage of up to CHF 100,000 if you fall ill or have an accident abroad. Thanks to Mundo, you can travel with complete peace of mind.

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