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Family doctor insurance model
Alternative model in which the insured undertakes to consult his family doctor first (general practitioner) who will then refer the insured person further down the health chain, if required: specialists, hospital, etc.

Federal Law on Health Insurance (LAMal/KVG)
The Federal Law of 1996 governing health insurance.

Free choice of doctor
Possibility for each patient to be treated by the doctor - general practitioner or specialist - of his choice. The free choice also applies to the pharmacist or physiotherapist, subject to a medical prescription.

Free choice of insurer
Possibility for the insured person to choose his health insurer. Free choice is intrinsic to the compulsory health insurance system.

Freedom to contract
The possibility for health insurers or health care providers to choose with whom to contract a tariff agreement.

Groupe Mutuel

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