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LCA/VVG
The Swiss Federal Law on Insurance Contracts (LCA/VVG) governs supplemental health insurance.

LiMA/MiGeL
List of medical aids and appliances that are reimbursed by the compulsory health insurance.

Listed drugs covered by a tariff (LMT/ALT) and specialty drugs (LS/SL)
Comprehensive lists of the products and active substances used in pharmaceutical preparations and of drugs, as well as their prices, reimbursed by compulsory health insurance (AOS/OKP). The lists are prepared by the Swiss Federal Office of Public Health. Reimbursement is subject to a medical prescription.

Long-term care
EMS: special residential facilities for the elderly and the disabled.

Home care: also called Spitex (from the German term): medical care covered by the catalogue of LAMal/KVG benefits and administered at the insured’s home.

Loss of earnings
This insurance for daily allowance in the event of loss of salary guarantees an income in the event of illness or accident.

LPP/BVG
Occupational pension funds (2nd pillar) provide benefits in the event of old-age, death and disability. LPP/BVG benefits are always granted as a complement to AVS/AHV-AI/IV benefits.

LPPA/LPPV drugs
List of drugs and pharmaceutical products which are for the insured’s account (reimbursed neither by compulsory health insurance nor by supplemental coverage).

LSAMal/KVAG
Law on the Supervision of Insurance Undertakings.

Groupe Mutuel

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