Global GEM

insurance to suit your needs

Hospital stays, alternative medicine, dental treatment, medication, glasses and contact lenses, preventive care and much more: Global GEM - GG supplemental insurance covers a wide range of services.

A broad and advantageous supplemental insurance

  • A flexible product with three levels of hospitalisation cover: general ward, semi-private or private.
  • You are free to choose any hospital in Switzerland from the list of recognised hospitals.
  • You benefit from a wide range of medical benefits.
  • You can tailor your cover to suit your needs and budget.

Main benefits covered

Insured benefits
Compulsory health insurance (LAMal/KVG)
Global GEM
Hospitalisation

(including childbirth)
General ward of a listed hospital, up to the rate of the insured’s canton of residence General ward (level 1 Light and level 1)
semi-private ward (level 2)
private ward (level 3)
Alternative medicine treatments
Disciplines practiced only by a qualified doctor: acupuncture, homeopathy, herbal medicine, traditional Chinese medicine, anthroposophic medicine 75% (extended list of alternative medicine therapies practiced by a doctor or recognised practitioner)
Dental treatments
Diseases of the masticatory system and dental accidents treated by a dentist 75%, max. CHF 5,000/calendar year
No benefits for level 1 Light
Glasses, contact lenses
Children under 18, CHF 180 every year Children under 18, CHF 200 every year
Adults from age 19, CHF 500 every five years
Mammograms and ultrasound scans
Special cases under the LAMal/KVG 90%
Preventive gynaecological exams
Under the LAMal/KVG, every three years 90%
Check-ups
Special cases under the LAMal/KVG One check-up every three years, 90%, max. CHF 1’800
Benefits abroad
In case of emergency only List of benefits identical to the list applicable in Switzerland.

Full coverage of foreign statutory co-insurance amounts pursuant to the EU/EFTA Agreement on the Free Movement of Persons or other international social security conventions.

List of benefits covered

For the full list of benefits covered, please see the terms and conditions of insurance.

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Groupe Mutuel

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