Supplemental health insurance

Outpatient care and prevention with a choice of four levels

Supplemental health insurance covers a wide range of benefits in addition to basic insurance. Thanks to four levels to choose from, you can define your medical coverage to suit your requirements.
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The ideal complement to your basic coverage

You protect yourself against the high costs associated with a number of treatments and medication not covered by compulsory health insurance.
You are covered for a wide range of benefits: alternative medicine, vaccines, home help, glasses and contact lenses.
You can choose from four levels of coverage and reduce your monthly premiums by choosing an annual deductible of CHF 50.

Main benefits covered

You can apply for insurance at any age. You will be reimbursed for the covered benefits up to the maximum total amount, according to the level chosen.

Examples of coverage

	Level 1	Level 2	Level 3	Level 4
Alternative medicine	CHF 70/session max. CHF 500/year*	CHF 70/session max. CHF 2,000/year	CHF 70/session max. CHF 3,000/year	CHF 70/session max. CHF 4,000/year
Restricted and non-reimbursable drugs	90%, max. CHF 600/year	90%, max. CHF 800/year	90%	90%
Glasses and contact lenses		CHF 100 every three years	CHF 150 every three years	CHF 200 every three years
Medically necessary transport and rescue	50% max. CHF 500/year	80% max. CHF 1,000/year	80% max. CHF 2,500/year	80% max. CHF 5,000/year
Vaccines	90% max. CHF 100/year	90% max. CHF 150/year	90% max. CHF 200/year	90% max. CHF 250/year
Mammograms	90%	90%	90%	90%
Maximum total amount of reimbursed benefits	CHF 8,000 per calendar year	CHF 10,000 per calendar year	CHF 15,000 per calendar year	CHF 20,000 per calendar year

^{* For the following therapies only: osteopathy, sophrology, acupuncture, homeopathy and electroacupuncture}

List of benefits covered

For the full list of benefits covered, please see the terms and conditions of insurance.

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Do you have any questions about our supplemental care insurance?
Our insurance advisers are available to answer any questions you may have.

Useful documents

Frequently asked questions

How can I find out if an alternative medicine therapist is recognised by Groupe Mutuel?

Use our dedicated search tool to quickly check whether an alternative therapist is recognised by Groupe Mutuel.

Where can I go for a cure?

Before applying for a cure, your doctor must send us a request for coverage, mentioning the name of the spa facilities so that we may check whether they are recognised.

Which dental treatments are covered by compulsory health insurance?

Mainly dental accidents not covered by accident insurance and certain serious illnesses of the masticatory system as defined in Articles 17 to 19(b) of the Ordinance on Healthcare Insurance Benefits (OPAS/KLV). Terms of coverage are very restrictive.
In case of doubt, send us a treatment request completed by your dentist (detailed report, notification of injuries according to LAMal/KVG, cost estimate, X-rays, …).

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