Standard
Basic insurance with free choice of doctor
Read moreBasic health insurance
pursuant to the Federal Law on Health Insurance (LAMal/KVG)
Compulsory basic health insurance covers the benefits provided by LAMal/KVG in case of illness, accident and maternity. Choose the standard model or an alternative model that provides for specific rules in exchange for a reduced premium.
Our basic insurance models
My advantages
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Freedom: I am free to choose my doctor in all medical matters.
You can choose:
My advantages
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Savings: I save on my premiums
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Trust: my general practitioner provides primary care and coordinates follow-up treatment efficiently.
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Quality: health networks organise quality and cost-effectiveness circles and issue best practice recommendations.
My advantages
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Savings: I save on my premiums
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Trust: I have a relationship of trust with my general practitioner.
My advantages
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Savings: I save on my premiums
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Response time: I can obtain expert advice by phone at any time. Therefore, I avoid unnecessary appointments.
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Reliability: Hotline has over 10 years' experience in telemedicine and employs around 120 specialists.
You can choose:
My advantages
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Flexibility: I am free to choose my preferred first point of contact (pharmacy, telemedicine, or family doctor) in any situation.
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Savings: I am able to enjoy an attractive discount as well as benefits not included in the deductible (e.g. generic drugs).
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Prevention: I can benefit from health prevention offers by calling the telemedicine partner (e.g. breast cancer screenings without deductible).
How to find the best basic insurance?
Which basic health insurance do I choose? Which deductible and which model do I choose?
Discover our adviceThe various basic health insurance models are distributed among the Groupe Mutuel health insurers:
- Avenir
- Philos
- Mutuel
- EasySana
- Supra
The relevant insurers are listed on each product page.
Changes to the CGA LAMal/KVG as of 1 April 2023
Our answers to the most frequently asked questions
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