Basic health insurance

pursuant to the Federal Law on Health Insurance (LAMal/KVG)

Compulsory basic health insurance covers the benefits provided by LAMal/KVG in case of illness, accident and maternity. Choose the standard model or an alternative model that provides for specific rules in exchange for a reduced premium.

Our basic insurance models

Basic health insuranceStandard model

I can contact the doctor of my choice in all medical matters.

My advantages

Alternative modelFamily doctor

Upon admission, I am free to choose the doctor who I will consult first.

My advantages

Alternative model Telemedecine

I call the telemedicine partner before undertaking any further treatment.

My advantages

Alternative modelPharmacies

I visit a partner pharmacy first and follow the advice of my pharmacist.

My advantages

Alternative model Health network

I choose a general practitioner in the list of partner networks and always consult this doctor first.

My advantages

Basic health insuranceStandard model

I can contact the doctor of my choice in all medical matters.

My advantages

Freedom: I am free to choose my doctor in all medical matters.

You can choose:

Standard

Basic insurance with free choice of doctor

Alternative modelFamily doctor

Upon admission, I am free to choose the doctor who I will consult first.

My advantages

Savings: I save on my premiums
Trust: I have a relationship of trust with my general practitioner.

You can choose between two models:

PrimaCare

Basic insurance with family doctor (without list)

PrimaTel

Basic insurance with advice by phone and family doctor (without list)

Alternative model Telemedecine

I call the telemedicine partner before undertaking any further treatment.

My advantages

Savings: I save on my premiums
Response time: I can obtain expert advice by phone at any time. Therefore, I avoid unnecessary appointments.
Reliability: Hotline has over 10 years' experience in telemedicine and employs around 120 specialists.

You can choose between three models:

PrimaTel

Basic insurance with advice by phone and family doctor (without list)

SanaTel

Basic insurance with advice by phone

CallDoc

Basic insurance with medical consultations by phone or video, 24/7

Alternative modelPharmacies

I visit a partner pharmacy first and follow the advice of my pharmacist.

My advantages

Savings: I save on my premiums.
Accessibility: I benefit from the advice of my pharmacist, without an appointment and close to home.
Promptness: I avoid going to hospital or waiting for an appointment with my doctor when it is not necessary.

You can choose:

PrimaPharma

Basic insurance with your pharmacy as first point of contact

Alternative model Health network

I choose a general practitioner in the list of partner networks and always consult this doctor first.

My advantages

Savings: I save on my premiums
Trust: my general practitioner provides primary care and coordinates follow-up treatment efficiently.
Quality: health networks organise quality and cost-effectiveness circles and issue best practice recommendations.