Insurance against workplace and non-workplace accidents
Do you employ a house help, gardener or babysitter? Under the law, you are his/her employer and are required to insure the worker against accidents. Coverage depends on the number of hours the person works for you each week and on the annual salary.
How many hours per week is your domestic worker employed in your home?
- For fewer than eight hours a week, for an annual salary of less than CHF 10,000: you are required to insure him/her against workplace accidents only.
- For more than eight hours a week: you are required to cover him/her against workplace and non-workplace accidents.
Does he/she have several employers?
If your domestic worker has several employers, you are required to insure your domestic worker against workplace accidents that occur while working for you.