Private pension

Individual pension plans enable you to optimise your estate in a secure manner. Discover how to use life insurance to transfer capital assets to your loved ones and ensure they enjoy a secure future.

As of 2026, it will be possible to purchase contributions in pillar 3a in order to fill gaps in your pension provision. Find out what the conditions are for purchasing contributions in pillar 3a and how you can make these voluntary and retroactive payments.

Find out how your retirement pension is calculated based on the benefits provided by the three pillars of Swiss pension provision. Whether for the purpose of simulation, early retirement or to receive practical advice: take control of your retirement planning!

In Switzerland, women generally have a 30% lower pension provision than men. This is particularly true of second pillar assets, which are affected by part-time work, career interruptions and low salaries.

In this article, you'll find out how you can save on taxes and maximise your tax bill by making use of work-related and property expenses, make voluntary purchases for your 2nd pillar or paying into a 3a pillar.

It's not always easy to think of retirement when you are only 20 or 30. However, this is the best time to take out a third pillar pension scheme to ensure you have sufficient income when you retire. Find out how to achieve your goal with peace of mind by taking out one of our life insurance solutions.

You don't have to wait until you're 50 before taking the initiative and planning for your new life after your working years. Start thinking about pension issues early enough to make the most of your retirement!

In this article, we have summarised the scope of life insurance and its main advantages, particularly in terms of protecting your family.

Whether you're going to become a parent, or simply want to enjoy life or carry out a personal project, part-time work has consequences when it comes to occupational pension provision. Read our explanations.

“Life insurance is only useful in the event of death”, “life insurance is for old people”: misconceptions relating to life insurance can be hard to overcome. While life insurance protects you in the event of death or disability, it also allows you to save and plan for your retirement by taking out a third pillar insurance scheme. Let's find out more about the advantages of life insurance and the misconceptions that surround it.

Shall I buy a dream villa with a view or a functional city-centre flat? Or shall I renovate an old house? Ideas are plentiful when you start thinking about purchasing a property. For some people, becoming a homeowner and making their first purchase is easy, but for others it's an obstacle course... Between bank loans, interest rates, equity capital, taking out your second or third pillar pension insurance, amortisation, mortgages, etc., you can quickly feel lost. Below is an overview of the key stages involved in purchasing a property for the first time.