Benefits covered

Offer added value compared to other companies, thanks to an improved pension plan, and position yourself as an attractive employer for your staff.

Example of optimisation with a customised plan:

According to the LPP/BVG minimum
Optimised plan
Insured salary

Coordinated LPP/BVG salary:
CHF 62,475

AVS/AHV salary:
CHF 100,000

Retirement benefits

Minimum savings with statutory savings rates applied to LPP/BVG coordinated salary

  • Projected retirement lump-sum: CHF 401,936
  • Projected retirement pension: CHF 26,877

Higher savings rates applied to AVS/AHV salary:

  • Projected retirement lump-sum: CHF 565,878
  • Projected retirement pension: CHF 32,246

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Up to three levels of savings rates for the employee to choose from to improve retirement benefits and increase repurchase opportunities

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Supplementary plan to encourage early retirement

Disability benefits

Minimum disability pension:
CHF 22,084

40% of the AVS/AHV salary:
CHF 40,000

Minimum disabled person's child’s pension:
CHF 4,417

12% of the AVS/AHV salary:
CHF 12,000

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Extension of the disabled person's child’s pension to age 20

Death benefits

Minimum spouse’s/common-law partner's pension:
CHF 13,250

24% of the AVS/AHV salary:
CHF 24,000

Minimum orphan’s pension:
CHF 4,417

12% of the AVS/AHV salary:
CHF 12,000

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Extension of the orphan's pension to age 20

Lump-sum in the event of death CHF 0

100% of the AVS/AHV salary:
CHF 100,000

Request an offer

Contact us to arrange a free, no-obligation meeting with one of our occupational pension specialists.

Contact us
Groupe Mutuel

Rue des Cèdres 5 Case postale, 1919 Martigny    |    +41 0848.803.111