Cover my dental care

Dental and orthodontic care for adults and children: what basic health insurance reimburses… and what it doesn’t

Basic health insurance (LAMal/KVG) only provides reimbursement for dental treatment rendered necessary by a serious illness or an accident.

There is no provision under LAMal/KVG for the reimbursement of routine dental care. So you have to pay for the following treatments yourself:

  • treatment of decay
  • annual checkups
  • scaling
  • routine dental problems
  • orthodontic treatment (imaging, braces, teeth and jaw straightening)
  • implants
  • root canal treatment
  • crowns
  • etc.

If you wish to have these treatments reimbursed, you need to take out supplemental insurance.

Please do not hesitate to ask one of our advisers
to help you choose your supplemental insurance plan

Supplemental insurance allows you to cover your needs when they are not or only partially covered by the basic health insurance. Discover our range of supplemental insurance solutions and find the coverage that suits your lifestyle.


So, which supplemental insurance should I choose?

We have two options in our supplemental insurance range. Both solutions provide coverage for dental care.

Global smart is a combined supplemental insurance solution. It includes coverage for hospitalisation and outpatient care, as well as dental care.

“Dentaire plus” is specifically designed to cover dental care. This supplemental insurance offers four levels of coverage. For example, level 0 is called Dentaire plus-Kids. It provides up to 75% cover for children’s orthodontic treatment, up to a maximum limit of CHF 15,000 per year.

The option you choose will depend on your needs. Identify your requirements, explore these products and select the solution that’s right for you. 

Dentaire plus

Dentaire plus

Coverage for orthodontic care, treatment and laboratory tests, depending on the level chosen:

  • Level 0: Dentaire plus kids 0-18 years: up to 75% cover with a maximum limit of CHF 15,000/year, orthodontic only
  • Level 1: 75% coverage, max. CHF 1,000/year
  • Level 2: 75% coverage, max. CHF 3,000/year
  • Level 3: 75% coverage, max. CHF 15,000/year
More details
Global smart

Global smart

  • Coverage in Switzerland and around the world
  • Dental and orthodontic treatments included from level 2:
    • - Children: 50% max. CHF 2,000/year
    • - Adults: 50% max. CHF 500/year level 2, or CHF 1,000/year level 3
More details
Groupe Mutuel

Rue des Cèdres 5 Case postale, 1919 Martigny    |    +41 0848.803.111