Global flex

Choose your hospital comfort level and other benefits

With Global flex supplemental insurance, you decide what level of comfort you want, for each procedure or treatment. With the Careflex module, you also benefit from numerous services for outpatient treatment and prevention.

Flexible insurance cover for hospital stays and outpatient treatment

  • You can use the Hospiflex basic module or extend your insurance coverage with the Careflex option: it’s up to you.
  • Before each hospital admission, you decide which ward you would like to be treated in. You also have free choice of specialist (Hospiflex basic module).
  • You will enjoy unlimited insurance coverage for various outpatient treatment and prevention services: e.g., alternative medicine, medicines not covered by health insurance, transport costs, thermal spas and convalescence centres (Careflex option).

The key benefits at a glance

You can take out Global flex coverage up to the age of 55. The insurance cover applies in the event of illness or accident (pregnancy-related benefits are not covered). If you choose the semi-private or private ward, you contribute to the costs.

"Hospiflex" basic module

HOSPITALISATION
General ward No financial contribution required
Semi-private ward (room with two beds)
Free choice of specialist
Your contribution: CHF 400/day, max. CHF 4,000/year
Private ward (room with one bed)
Free choice of specialist
Your contribution: CHF 600/day, max. CHF 5,000/year

"Careflex" option

RESTRICTED AND NON REIMBURSABLE DRUGS
Medically prescribed drugs not covered by the basic health insurance

90% for a deductible of CHF 150/year
GLASSES AND CONTACT LENSES
Cost of frames, lenses or contact lenses

CHF 150/every three years for a deductible of CHF 150/year
ALTERNATIVE MEDICINE
Therapies carried out by a qualified Swiss doctor or a recognised practitioner

90% for a deductible of CHF 150/year
FITNESS AND PREVENTION
Fitness centres 50% max. CHF 200/year
Vaccinations 90%
Check-ups 90%, max. one every three years


Ask for advice

Do you have any questions about Global flex supplemental insurance?
Our insurance advisers will be happy to answer any questions you may have about your insurance coverage.

Frequently asked questions

If you only have basic insurance, you can be admitted to the clinic providing you stay in a general ward and that the hospital is listed by your canton of residence (Art. 41, para. 1bis LAMal/KVG).
If not, you must have supplemental insurance to cover the costs of a semi-private or private room.

Your basic insurance covers standard hospital care in the general ward of a hospital listed by your canton of residence (Art. 41, para. 1bis LAMal/KVG).

Please contact our services to check whether the therapist and treatment are approved by Groupe Mutuel and that your supplemental insurance coverage is intended for this purpose.

Before any cure, your doctor must send us a request for coverage, mentioning the name of the spa facilities so that we may check whether they are recognised.

See all FAQs
Groupe Mutuel

Rue des Cèdres 5 Case postale, 1919 Martigny    |    +41 0848.803.111