Accident insurance for self-employed workers

Have you been injured at work? Or had a fall during your ski holidays? SafetyPro protects you against the financial consequences of workplace and non-workplace accidents. This insurance is designed for self-employed workers. It serves to supplement your compulsory insurance and allows you to make up for a loss of income due to an accident.


  • I am covered in the event of a workplace or non-workplace accident.
  • No medical questionnaire needs to be completed upon joining the insurance.
  • I define my coverage according to my requirements: I can choose a basic module and add different options.
  • I benefit from several products within one single product: treatment costs, daily allowance in the event of incapacity for work and/or hospitalisation, lump-sum amount in the event of disability, lump-sum amount in the event of death.
  • I am covered worldwide
  • This insurance is open to persons under 64 years.
Main benefits

MODULE “Treatment costs”

  • Hospitalisation costs in a general, semi-private or private ward (according to the level of comfort chosen by the insured person)
  • Alternative medicine therapies
  • The costs of transport and search operations up to a maximum of CHF 100,000
  • Childcare
  • Allowance for home help and home care

MODULE “Daily allowance in the event of incapacity for work”

  • The insured person is free to choose an amount according to his/her requirements


  • MODULE “Daily allowance in the event of hospitalisation”
  • MODULE “Lump-sum amount in the event of disability”
  • MODULE “Lump-sum amount in the event of death”
  • Security: I benefit from a comprehensive coverage for workplace and non-workplace accidents. SafetyPro fills the gaps in my basic coverage.
  • Simplicity: I sign up to one single product and can enjoy a number of benefits in the event of an accident.
Request advice
  • By phone

  • 0800 808 848 (freephone number)
    08.00 – 18.00 from Monday to Friday, except on public holidays

  • By email

  • Form to request a contact

Frequently asked questions

Accident coverage is compulsory in Switzerland and is included in the compulsory health insurance (LAMal/KVG). People who work more than eight hours a week and who are subject to compulsory accident insurance by their employer in accordance with the LAA/UVG (law on accident insurance) can request that their health insurer suspend this risk.

If you are already covered against accidents by your employer (compulsory under the LAA/UVG), you may suspend this coverage from your compulsory health insurance on the first day of the month following your request to suspend your insurance.

If you need to reinstate this risk on your compulsory health insurance, simply complete our online application form. Reinstatement will be effective on the first day of the month requested.

As soon as a loss occurs, the insured person must notify the appropriate insurer of the loss. Please print the LAMal/LCA accident report form, complete all sections and return it to the address indicated on the form.   
In the event of a dental accident, you must have your dentist complete a dental accident report, in addition to the accident report.


See all FAQs
Groupe Mutuel

Rue des Cèdres 5 Case postale, 1919 Martigny    |    +41 0848.803.111