H-Capital

Insurance for a lump-sum payment in case of hospitalisation

Child care, housekeeping or even transport costs: the economic consequences of being hospitalised can be far-reaching. H Capital guarantees the payment of a lump-sum amount for compensation of expenses related to your hospitalisation in Switzerland or abroad.

PRINCIPLES
  • I receive a lump-sum payment in the event of hospitalisation for a period of more than 24 hours.
  • The lump-sum amount is paid out directly on presentation of the hospital invoice.
  • I am covered in the event of illness or accident by the basic health insurance.
  • This insurance is open to persons of all ages.
BENEFITS COVERED

Choice of nine annual lump-sum amounts

  • Fr. 300.–
  • Fr. 500.–
  • Fr. 600.–
  • Fr. 900.–
  • Fr. 1’000.–
  • Fr. 1’200.–
  • Fr. 1’500.–
  • Fr. 2’000.–
  • Fr. 2’500.–
  • Security: I am able to cope with the economic consequences of a hospital stay.
  • Freedom: I use the lump-sum amount in accordance with my needs without having to justify my expenses.
Calculate your insurance premium online
  • Our online offers system allows you to rapidly calculate your premium, without any obligation on your part. If you accept the offer, simply print it out and send us the proposal form duly signed.

  • Calculate my premium in the online offers system

Request advice
  • By phone

  • 0800 808 848 (freephone number)
    08.00 – 18.00 from Monday to Friday, except on public holidays

  • Meet an adviser at home

  • Form to request a contact

Frequently asked questions

If you only have basic insurance, you can be admitted to the clinic providing you stay in a general ward and that the hospital is listed by your canton of residence (Art. 41, para. 1bis LAMal/KVG).
If not, you must have supplemental insurance to cover the costs of a semi-private or private room.

Your basic insurance covers standard hospital care in the general ward of a hospital listed by your canton of residence (Art. 41, para. 1bis LAMal/KVG).

SEE ALL FAQS
Groupe Mutuel

Rue des Cèdres 5 Case postale, 1919 Martigny    |    +41 0848.803.111