Switch health insurance
Each year, you may choose to adjust your deductible amount, your basic health insurance model or switch to another insurer. These procedures are regulated by the Swiss Law on Health insurance (LAMal/KVG) and are therefore identical for all basic health insurance contracts, regardless of your insurance company.
Autumn brings with it new insurance premiums. Each year, the Federal Councillor in charge of health announces the new health insurance premiums for the coming year. Premiums are calculated based on the health costs observed during the past year and the forecasts of the Federal Office for Public Health for the coming year.
You can then adjust your insurance model or switch to another health insurance company, in order to find the best match between the level of your premiums and your insurance needs.
- If you wish to save on your health insurance, you may increase your deductible amount or choose an alternative model.