H-Bonus

Choose a ward at the time of hospitalisation

H-Bonus combines choice, flexibility and the possibility to save money. This allows you to decide on the type of hospital ward upon admission. In addition, upon conclusion of a contract, you will benefit from a 20% premium bonus in the absence of claims in a semi-private or private ward.

Principles

  • I am covered for illness, accident and maternity benefits.
  • Each time I am hospitalised, I decide beforehand which level of benefits I would like to enjoy.
  • My cost-sharing contribution will depend on the ward I have chosen.
  • I benefit from the bonus system outlined below.
  • This insurance is open to persons under 60 years.

Benefits covered

  • Flexibility: Each time I am hospitalised, I choose the type of ward beforehand depending on my state of health and requirements.
  • Savings: I benefit from 20% on the monthly premium from the moment I sign the contract and if I opt for the general ward when admitted to hospital.

Request advice

Do you have any questions about H-Bonus supplemental insurance? Our insurance advisers are available to answer any questions you may have.

Frequently asked questions

If you only have basic insurance, you can be admitted to the clinic providing you stay in a general ward and that the hospital is listed by your canton of residence (Art. 41, para. 1bis LAMal/KVG).
If not, you must have supplemental insurance to cover the costs of a semi-private or private room.

Your basic insurance covers standard hospital care in the general ward of a hospital listed by your canton of residence (Art. 41, para. 1bis LAMal/KVG).

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Groupe Mutuel

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