Basic health insurance covers standard medical expenses in a general ward when staying in a cantonal hospital.
If you have supplemental insurance for hospitalisation in a private or semi-private ward, you are free to choose your preferred hospital in Switzerland, as long as it is recognised by Groupe Mutuel.
Do you have supplemental hospital insurance for staying in a private or semi-private ward? If so, you may benefit from several advantages, such as:
Groupe Mutuel is actively working to achieve greater transparency and cost control. We are doing all we can to maintain the above advantages at the best possible price. In this context, we negotiate on a regular basis with the different healthcare providers (hospitals or doctors) to decide upon the benefits provided and their corresponding rates. When we sign such an agreement, service providers are added to the list of healthcare providers recognised by Groupe Mutuel.
The list of healthcare providers recognised by Groupe Mutuel for stays in a semi-private or private ward may change during the year. We recommend that you check the list regularly, in particular if you are planning to stay in hospital.
To date, the main Swiss healthcare providers have signed an agreement and are recognised by Groupe Mutuel. Therefore, by choosing a recognised hospital and doctor, you are guaranteed full financial coverage, in accordance with the special terms and conditions of your supplemental hospital insurance.
From 1 January 2024, our coverage will be restricted to the maximum amounts specified in your terms and conditions of insurance in the event of a stay in a hospital or treatment by a doctor not recognised by Groupe Mutuel.
Applicable in the event of a change to the terms and conditions of insurance through the addendum.
Applicable if the current special terms and conditions of insurance are maintained.
Your compulsory basic health insurance covers standard medical expenses in a general ward when staying in a cantonal hospital. In accordance with the Federal Law on Health Insurance (LAMal/KVG), insureds persons contribute to the costs of their stay in hospital.
These costs include:
Click here to find out more about the benefits, rates and terms and conditions of coverage:
List of cantonal hospitals by speciality
The “Hostofinder” comparison table is made for you! Select your search criteria and compare the list of facilities using indicators such as the quality of medical treatment, patient satisfaction and the professionalism of hospital staff:
Do you have any questions about the costs of maternity and birth centres? View the legal information:
Additional information:
Find out about the range of Groupe Mutuel supplemental insurance that gives access to private and semi-private benefits.
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