Supplemental hospitalisation insurance

Four levels for tailored medical care

The supplemental hospitalisation insurance and its four levels of benefits allow you to determine your hospitalisation coverage in line with your own requirements. Whether in a general ward throughout Switzerland or in a private ward worldwide – it’s up to you to decide.

Principles

I choose one of the four levels of benefits.
Depending on the level, I can stay in a general ward anywhere in Switzerland or benefit from a semi-private or private ward, including free choice of the specialist and clinic.
I can be admitted to a hospital abroad in an emergency or by prior agreement of my insurer.
I am covered for illness, accident and maternity benefits.
This insurance is open to persons under 60 years.

Main benefits

Level 1

Level 2

Level 3

Level 4

Hospitalisation

General ward

Semi-private ward

Private ward

Private ward worldwide

Hospital comfort

Room with more than two beds

Room with two beds

Room with one bed

Free choice of doctor at the hospital

Room with more than two beds

Room with two beds

Room with one bed

Free choice of hospital

Room with more than two beds

Room with two beds

Room with one bed

Full coverage of costs in Switzerland

Room with more than two beds

Room with two beds

Room with one bed

Maximum coverage abroad

CHF 500/day

CHF 1000/day

CHF 1500/day

CHF 3000/day

Comfort: I benefit from the comfort and intimacy of a semi-private or private room (levels 2 to 4).
Freedom: I can choose my hospital and doctor at the hospital (levels 2 to 4).
Savings: I benefit from significant premium discounts when choosing a deductible (levels 2 to 4).

Request advice

Do you have any questions about supplemental hospitalisation insurance?
Our insurance advisers are available to answer any questions you may have.

Frequently asked questions

Can I be admitted to a clinic?

If you only have basic insurance, you can be admitted to the clinic providing you stay in a general ward and that the hospital is listed by your canton of residence (Art. 41, para. 1bis LAMal/KVG).
If not, you must have supplemental insurance to cover the costs of a semi-private or private room.

What coverage do I enjoy in my canton of residence if I only have compulsory health insurance?

Your basic insurance covers standard hospital care in the general ward of a hospital listed by your canton of residence (Art. 41, para. 1bis LAMal/KVG).

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