Hospitalisation

You can find below the most frequent questions and answers relating to refunds of your medical invoices.
Click on your subject of interest.

Hospitalisation

I only have basic health insurance (no supplemental insurance). Can I stay in any hospital in my canton?

Basic insurance contributes towards the costs of a general ward if the hospital or clinic is listed by your canton of residence (Art. 41, para. 1bis LAMal/KVG).

What coverage does basic health insurance provide for hospitalisation in my canton?

Your basic insurance covers standard hospital care in the general ward of a hospital listed by your canton of residence (Art. 41, para. 1bis LAMal/KVG).

My deductible and/or co-insurance have been reached. Will I have to pay any additional costs?

In accordance with the Law on Health Insurance (LAMal/KVG), insured persons must contribute CHF 15 per day towards the cost of hospitalisation (contribution to meal costs). This is in addition to the deductible and co-insurance amount.

Exception: Children, young adults up to the age of 25 who are still in education and women receiving maternity benefits do not have to pay this contribution.